How It Works

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Here at Adage Credit Ltd we want to give our customers the best experience and results as possible


Our Process

At Adage Credit Ltd, we are qualified and Authorised by the FCA to act as Lender and Broker, we specialist in providing loans to local people and in funding a loan for every type of customer who are outside of our local areas of interest – whether you have a perfect credit score or a lower then average one, we are here to find the right lender for your circumstances. You simply apply through us, if you are a local we deal with you direct and if otherwise we search the market for the best lender for your loan, and return the top result to you. Most of our lenders offer your cash on the same day as application, and some can even get your cash sent to your account in minutes. You then repay your loan over your chosen term, including the interest your lender will charge.

It’s easy to apply for a loan through us – our application form takes less than 10 minutes and you should be able to get an instant decision.

To apply, you need to have a regular income and able to pay the loan back within your chosen term.

Our loans are available to UK residents only aged 18 and over and have a valid bank account with a debit card to apply for a loan with us.

Applications subject to an affordability assessment.

At Adage Credit Ltd, we have access to a large panel of Lenders, which means:

You are more likely to get a loan

Only reputable lenders are used

Our services is free for you

It’s easy and straight forward to apply for a loan

If you want to apply for a loan first go to apply now.

Our application process is completely online, and there is no paperwork involved. Once you have completely filled the online application then one of our friendly staff will get in touch in case of some more information are needed such as your bank statements, prove of your ID and address.

Once approved we request that you sign an online electronic documentation then we or lenders will release the funds directly into your designated bank account.

Repayments are collected either on a Weekly, Fortnightly, Four-Weekly or Monthly basis via Direct Debit from your Bank account or using CPA (Continuous Payment Authority).


The benefits for you

Here are just a few reasons why you should use Adage Credit

  • Borrow between £100 – £10,000
  • Fill in one simple form
  • We search the market for you
  • Same day cash*
  • No hidden costs or fees
  • We compare loans 24 hours a day
  • No paperwork
  • Your data is secured

How To Apply?

  1. CALL Adage credit TODAY

    To book your appointment with our Loan Manager, once booked we will need to see certain documents.

  2. Meet your Loan Manager (Face-to-face meeting)

    One of our loan Managers will sit with you to discuss your loan and fill in application.

  3. Get your loan

    If approved we will release the funds directly into your designated bank account

  4. Repay your loan

    Repayments are collected either on Weekly, Fortnightly, Four-Weekly or Monthly basis via Direct Debit from your bank account.

APR Representative example:

£200 Loan repayable over 24 week;
24 weekly payments of £13.33;
Rate of interest 86.7% p.a. fixed;
Representative 731.7.6% APR;
Total amount payable is £320